How to Get Free Weekly Credit Reports | Credit Cards

[ad_1] The three major U.S. credit reporting agencies – Equifax, Experian and TransUnion – have made their offer of free weekly credit reports to consumers permanent. The reports, available on AnnualCreditReport.com, are being made available to all Americans to “empower consumers to more regularly review their credit history and better understand their financial data,” the … Read more

Should You Get a Divorce Loan? | Personal Loans and Advice

[ad_1] Divorce can be emotionally and financially traumatic, potentially generating debt as you and your spouse split income and assets. Taking out a loan to tackle some of that debt might seem like adding gasoline to the fire, especially if your income will be dramatically slashed once the divorce is final. But depending on your … Read more

What Is Unsecured Debt? | Personal Loans and Advice

[ad_1] At some point in your life, you will likely need to borrow money. Perhaps you plan to take out school loans or apply for a mortgage. Whenever you borrow money, chances are good that it will be in one of two forms: secured debt or unsecured debt. Unsecured debt is a common form of … Read more

What Is an Unsecured Loan? | Personal Loans and Advice

[ad_1] Taking out an unsecured loan may be a good option when you need to borrow money. Unsecured loans are loans and credit cards that aren’t backed by an asset, or collateral. Qualification requirements may be strict, and the loan may come with higher interest rates than secured loans. But unsecured loans offer convenience and … Read more

Can You Get a Mortgage If You’re Self-Employed? | Mortgages and Advice

[ad_1] If you’re self-employed and want to buy a home, you’ll likely face a bit more scrutiny than borrowers with traditional wages. That’s because mortgage lenders routinely require proof of consistent income for mortgage approval, which can be tricky when you can’t show a W-2 or recent paycheck. Self-employed borrowers should be prepared to provide … Read more